Did you know that even after receiving a “Clear to Close” from your mortgage lender, your financial status isn’t completely off the hook just yet?
Lenders often do a final credit check right before closing to ensure that your financial situation remains steady. A significant change in your credit status (like a big purchase or a new debt) could throw a wrench in your plans.
So, here’s a pro-tip: Try to keep your financial status as stable as possible from the time of loan application to the closing. Avoid big purchases or adding new debt. It’s just a little patience for a smooth closing!
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Today is a good day to get started, let’s embark on this exciting journey together. Reach out to Ashe County Realty today, and let our experienced team guide you through the real estate market. Whether it’s a cozy cabin in the mountains or a charming home in town, we will help you find the perfect place to call your own.
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